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¹ How to earn Cash Back: Purchases made through third-party technologies such as P2P or mobile wallets may not receive higher reward depending upon how the technology platform is configured to process the purchase. American Heritage is not responsible for codes used by merchants. Essential merchants defined as gasoline, grocery stores, home improvement, pharmacies, dairy, or meat locker. Travel merchants defined as restaurants, cafes, fast food chains, airlines, ride sharing and hotels. See American Heritage Credit Union Cash Reward Program Terms and Conditions for more information about your rewards. We reserve the right to cancel, modify or extend this offer at any time without notice. Click here to see account Terms and Conditions for information on fees. Not a member? Join today. Equal Opportunity Lender.

² To qualify for the $150 statement credit, you must make $1,500 or more in net purchases with your American Heritage Cash Reward Mastercard Account within 90 days of Account opening. Net purchase amount is calculated by totaling all purchase transactions made within the first 90 days, less any returns, refunds, credits, disputes or adjustments applied to the Account during the same period. Purchase transactions do not include cash advances, balance transfers, finance charges, fees, convenience checks, ATM withdrawals, foreign transaction currency conversion charges or insurance charges. To receive the $150 statement credit, Account must be open and in good standing at the time the credit is posted to the Account. Statement credit will be posted within 3 business days after the net purchase threshold is met. Limit 1 statement credit of $150 per Account.

³ Introductory 0.00% APR for purchases and balances for 9 months from credit card open date. Balances and purchases are subject to standard 9.99% APR thereafter. Approval for a Platinum Preferred Mastercard depends on creditworthiness and other qualifications. Other restrictions or conditions may apply. You may not pay off your current American Heritage Credit Union credit card, loans or lines of credit by using this balance transfer or cash advance options. Offer available to all new qualified Platinum Preferred Mastercard holders. Foreign transaction fees may apply. Existing Platinum Preferred Mastercard cardholders in good standing with no outstanding balance may be eligible for 0% APR depending upon current promotional enrollments. Existing Platinum Preferred Mastercard holders may visit a branch or contact us at 215.969.0777 to learn more. American Heritage reserves the right to refuse any balance transfer request. See account Terms and Conditions for information on fees, click here.

⁴ Annual Percentage Rate (APR). Balances, purchases, cash advances, and balance transfers are subject to 13.990-17.99% variable APR, the APR will vary with the market based on the Prime Rate. Approval for a Cash Reward Mastercard depends on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. Other restrictions may apply. We reserve the right to cancel, modify, or extend any offer at any time without notice. Click here to see account Terms and Conditions for information on fees. Not a member? Join today.

⁵ Annual Percentage Rate (APR). Balances, purchases, cash advances, and balance transfers are subject to 15.90% APR. Annual Fee of $35 will be charged to your Account upon the issuance of your Card, and then each year thereafter. This fee is charged to your account each year on your account anniversary date. Approval for a Platinum Secured Mastercard is based on your creditworthiness and other factors. Other restrictions or conditions may apply. We reserve the right to cancel, modify, or extend any offer at any time without notice. Click here to see account Terms and Conditions for information on fees. Not a member? Join today.