County of Montgomery

What is a Credit Union?

 
A credit union is a not-for-profit financial cooperative where you become a member, not just a customer. As a member, you have a voice in important decisions, including electing our board of directors and shaping our policies. By pooling our resources, we’re able to offer better service and help you earn more on your savings.
 
At American Heritage, your membership means more than banking—it means personalized support throughout your financial journey. We are committed to financial education, offering monthly webinars on key financial topics and sharing helpful blog articles every week to empower you with the knowledge you need.
 
By working at MONTCO not only are you eligible for membership, any direct family members and anyone living at your address is also eligible, whether or not you decide to join.
 
 

Ready to Join? Get up to $3001

 Earn up to $225

When you open a qualifying checking account AND receive at least $500 per month in direct deposit for the first three full months.

Plus, Earn $75

When you also make 30+ debit card purchases during the first three full months after opening your account.1
Become a Member

Partnership Account Manager

christine_mulhern

Christine Mulhern

267.418.5229
cmulhern@amhfcu.org

With 17 years of distinguished military service, I bring a strong foundation of discipline, leadership, and commitment to excellence. Born and raised in Philadelphia, I have built on that experience with over six years in business development within the banking and credit union industry, where I’m known for fostering meaningful relationships and delivering results. My philosophy centers on connecting with members and empowering them to achieve their financial goals through personalized guidance and trust. I am highly resourceful, energetic, and dedicated, consistently going the extra mile to provide exceptional service and create lasting, positive experiences. When I’m not helping members, I can be found cheering on my son at his football games and wrestling matches, proudly supporting him every step of the way.

Ready to get started? Reach out to your Partnership Account Manager to see how we can help you reach your financial dreams, needs and goals.

Benefits of Membership

Financial Products for Everything Life Brings

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Digital Tools that fit your Needs

Service that Meets You Where you are

  • 37 Local Branches
  • 5,000 Shared Branches 
  • Over 30,000 Surcharge-FREE ATMs
Find a Branch
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American Heritage Learning Center

The American Heritage Learning Center is a hub of financial education resources that help individuals work through difficult financial situations, create budgets, manage their day to day finances and save for the future. Financial Wellness is at the heart of what we do as a credit union. 

 

Blog Online
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Why American Heritage

Take a closer look at what makes us different from other banks and credit unions.

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Member Discounts

American Heritage rewards your membership with great discounts on valuable services and merchandise so you can make the most of your money.

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Community Events

As an organization that treats its members as family, we welcome the opportunity to celebrate those values with community events and outreach initiatives.

 

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In 1996, American Heritage became the first credit union in the country to form a charitable organization when it began the Kids-N-Hope Foundation. The impetus for Kids-N-Hope was a visit by American Heritage's CEO, Bruce Foulke, to the Children’s Seashore House of the Children’s Hospital of Philadelphia.

 

1 Subject to change without prior notice. Offer valid for specified checking accounts only opened through a valid Workplace Partner or designation if opened online. Offer only available for employees of organizations who are in the American Heritage Credit Union Workplace Partner Program. To earn bonus: Set up a direct deposit in the cumulative amount of $500.00 or more in each of the following full three statement cycles following the month of account opening and receive $75 per statement cycle for a maximum of $225 in bonus awards. Receive an additional $75 bonus when 30 or more cumulative debit card transactions are made during the first three full statement cycles following account opening. For example, if account is opened in March 2025, accountholder must make $500 or more cumulative direct deposits of $500 in the months of April, May and June 2025, as well as at least 30 debit card purchases during those months to qualify. Bonuses will be awarded at end of 90 day promotional period. Purchases only, ATM withdrawals are not eligible. Offer valid for specified checking accounts and by invitation only. American Heritage reserves the right to cancel, modify or extend this offer at any time without notice. Member must be in good standing with a minimum $15 deposit in the primary share account. Members receiving incentives may be responsible for paying taxes on the incentives. May not be combined with other promotions. Offer subject to change without notice. Limit (1) per household. Employees and their family, business and fiduciary accounts are not eligible. Overdraft or returned item fees may apply. Membership eligibility required. Not a member? Join today.

2 Message and Data Rates May Apply

800-342-0008
Routing Number #236082944		 2060 Red Lion Road
Philadelphia, PA
19115
This Credit Union is Federally Insured by NCUA
Equal Housing Opportunity
Equal Opportunity Lender
 
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